1496 Biffle
FHA Assumable
3.16% Rate
50 photos
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1496 Biffle

Berthoud, CO 80513

4
Bedrooms
3
Bathrooms
2,536
Sq Ft

Payment Calculator

$3,076per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,245
$29,245$233,450
Secondary Financing8.5% Rate
$204,205
Blended rate5.13% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,512/mo
Assumable @ 3.16% + gap
$3,076/mo
$436less per month
$436
per month
$5,238
per year
$157,140
over 30 years

🏦 Loan Details

List Price
$584,900
Assumable Rate
3.16%
Remaining Balance
$349,877
Loan Type
FHA
Est. Equity Gap
$233,450
Annual Taxes
$6,683

About This Home

Tucked into a quiet cul-de-sac just moments from TPC Colorado and Berthoud's best outdoor amenities, this 4-bedroom, 2.5-bath home with a loft and 2-car garage is one you won't want to miss. The south-facing lot offers an extended driveway and a spacious covered front porch, perfect for slow mornings with coffee or evenings watching the sunset. Inside, large windows flood the home with natural light, setting a warm and inviting tone throughout. The open-concept main level is designed for both everyday living and easy entertaining. The kitchen anchors the space with a generous granite island, pendant lighting, and plenty of seating, along with a modern backsplash, direct-vent microwave, gas range, stainless steel appliances, 42-inch upper cabinets, and an oversized pantry. Just off the kitchen, the eat-in dining area overlooks the backyard, while the formal dining space near the living room offers flexibility as a sitting area, play space, or future option to wall it off and create an enclosed main-floor office or flex room. The living room is bright and airy, highlighted by three large windows. A stylish half bath with a Horow T05 bidet smart toilet completes the main level. Upstairs, you'll find a roomy loft, convenient laundry, a full bath, and four bedrooms. The primary suite is tucked away for privacy and comfort, featuring a five-piece en suite and a large walk-in closet. Three additional bedrooms-one with a charming window seat and walkin closet-each offer mountain views. With an unbeatable location across from TPC Colorado, just minutes to downtown Berthoud, and easy access to Hwy 287 for trips to Longmont, Loveland, or I-25, this home blends comfort, style, and convenience in all the right ways.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$584,900
3.16% rateFHASave $1,801/mo

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