10772 Saco
VA Assumable
5.22% Rate
50 photos
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10772 Saco

Colorado Springs, CO 80925

3
Bedrooms
3
Bathrooms
1,505
Sq Ft

Payment Calculator

$2,174per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,750
$20,750$22,487
Secondary Financing8.5% Rate
$1,737
Blended rate5.23% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,492/mo
Assumable @ 5.22% + gap
$2,174/mo
$318less per month
$318
per month
$3,821
per year
$114,622
over 30 years

🏦 Loan Details

List Price
$415,000
Assumable Rate
5.22%
Remaining Balance
$392,512
Loan Type
VA
Est. Equity Gap
$22,487
Annual Taxes
$3,731

About This Home

If homes had personalities, this one would be the calm, cool, organized friend who always has snacks and the Wi-Fi password ready. Quietly impressive and thoughtfully upgraded, it makes daily life easier without trying too hard. The main level shows off newer wood laminate flooring, and with ethernet ports in every room, your streaming, gaming, and “working” from home all get first-class service. The kitchen brings the upgrades where they actually matter: a deep sink and a seller-added secondary pantry. Because whether you’re a gourmet chef or just emotionally attached to bulk snacks, extra storage is never a bad idea. Laundry is conveniently nearby and includes a Samsung washer and dryer, so your future self will thank you. The primary suite offers generous space to spread out, plus a five-piece bath designed for comfort and real life (bubble bath optional, stress not included). Smart features keep things running smoothly, including a smart thermostat, smart sprinkler system, EV charging with a Tesla charger, and a radon mitigation system installed in April 2025. The full unfinished basement is ready for whatever stage of life you’re in: storage, hobbies, a future expansion, or that one project you swear you’ll start “next weekend.” Outside, the fenced backyard and patio with a new lattice deck cover create a shaded spot perfect for relaxing, entertaining, or pretending you enjoy yard work and PIKES PEAK VIEWS. Located in a peaceful community, this well-maintained home delivers practical upgrades, modern convenience, and room to grow.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$415,000
5.22% rateVASave $217/mo

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