2501 Cutters
VA Assumable
2.99% Rate
50 photos
Click to enlarge

2501 Cutters

Castle Rock, CO 80108

2
Bedrooms
3
Bathrooms
1,174
Sq Ft

Payment Calculator

$1,831per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,250
$20,250$82,451
Secondary Financing8.5% Rate
$62,201
Blended rate3.88% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,432/mo
Assumable @ 2.99% + gap
$1,831/mo
$601less per month
$601
per month
$7,216
per year
$216,467
over 30 years

🏦 Loan Details

List Price
$405,000
Assumable Rate
2.99%
Remaining Balance
$321,165
Loan Type
VA
Est. Equity Gap
$82,451
Annual Taxes
$2,217
HOA/mo
$276

About This Home

This thoughtfully designed Castle Rock condo offers two bedrooms, each with its own private ensuite bathroom, plus a convenient main floor powder room, creating an ideal setup for roommates, guests, or flexible work-from-home living. The main living space is warm and inviting, centered around a cozy corner fireplace with an easy flow between the living room, dining area, and kitchen that makes both everyday living and entertaining feel natural. The kitchen features bar seating and nearly new stainless steel appliances, keeping things simple and connected. Upstairs, both bedrooms are generously sized with full ensuite bathrooms, offering a level of privacy that is hard to find, while the primary suite stands out with vaulted ceilings and a walk-in closet that adds to the open, airy feel. The unfinished basement already includes an egress window and provides excellent potential for future expansion, whether for a home office, gym, additional bedroom, or clean and functional storage. Outside, the covered front patio is perfect for morning coffee or unwinding at the end of the day, and the home also includes a private detached garage with built-in shelving. Life in Sapphire Pointe extends well beyond the home, with access to a pool, clubhouse, parks, and miles of trails woven through open space. Just minutes away, downtown Castle Rock offers local favorites like Union An American Bistro and Scileppi’s at The Old Stone Church, along with spots like Courtyard Social for a more casual night out, while the Outlets at Castle Rock provide convenient shopping, dining, and an easy afternoon escape. With quick access to I-25, commuting to Denver or Colorado Springs is seamless. Move-in ready and offering comfort, flexibility, and future potential in one of Castle Rock’s most desirable communities. Special financing options available through our affiliate, Orchard Mortgage, LLC. Contact listing agent for more information.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$405,000
2.99% rateVASave $937/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472