1250 5th
FHA Assumable
3.06% Rate
50 photos
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1250 5th

Loveland, CO 80537

2
Bedrooms
1
Bathrooms
1,270
Sq Ft

Payment Calculator

$1,858per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,950
$19,950$93,514
Secondary Financing8.5% Rate
$73,564
Blended rate4.12% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,396/mo
Assumable @ 3.06% + gap
$1,858/mo
$538less per month
$538
per month
$6,456
per year
$193,672
over 30 years

🏦 Loan Details

List Price
$399,000
Assumable Rate
3.06%
Remaining Balance
$304,164
Loan Type
FHA
Est. Equity Gap
$93,514
Annual Taxes
$1,978
HOA/mo
$180

About This Home

3.125 Assumable FHA Loan possibility to Right Buyer(s) .Situated along a quiet, established street near the heart of Loveland! Offers a classic residential setting that blends everyday comfort with convenient access to the city's cultural and recreational amenities. The home's approach feels approachable and familiar, reflective of a neighborhood known for its mature character and enduring appeal. Inside, the layout unfolds in a practical, livable way, with spaces that connect naturally and support both daily routines and relaxed gatherings. Natural light plays an important role throughout the interior, creating a warm and welcoming atmosphere that feels easy to settle into. The main living areas provide a comfortable backdrop for everyday life, while the kitchen and dining spaces are positioned to encourage connection, whether for quiet meals at home or hosting friends and family. Private areas of the home are arranged to offer separation and flexibility, accommodating a range of lifestyles and needs over time. Outside, the surrounding setting reinforces the home's livability, with room to enjoy the outdoors and a neighborhood environment that feels stable and well cared for. The location is a defining feature, placing residents just minutes from downtown Loveland's shops, restaurants, and local events, as well as nearby parks, trails, and community amenities that support an active, engaged lifestyle. Easy access to major routes also makes commuting and regional travel straightforward, connecting Loveland to the broader Northern Colorado area. Balanced, approachable, and well positioned, this home is well suited for those seeking a residence that offers both a sense of neighborhood continuity and the convenience of being close to the everyday experiences that make Loveland such a desirable place to live.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$399,000
3.06% rateFHASave $957/mo

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