4647 Gray Wolf
VA Assumable
4.17% Rate
50 photos
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4647 Gray Wolf

Castle Rock, CO 80104

4
Bedrooms
3
Bathrooms
2,793
Sq Ft

Payment Calculator

$3,821per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$37,000
$37,000$184,108
Secondary Financing8.5% Rate
$147,108
Blended rate5.08% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,443/mo
Assumable @ 4.17% + gap
$3,821/mo
$623less per month
$623
per month
$7,470
per year
$224,107
over 30 years

🏦 Loan Details

List Price
$740,000
Assumable Rate
4.17%
Remaining Balance
$552,014
Loan Type
VA
Est. Equity Gap
$184,108
Annual Taxes
$3,529
HOA/mo
$82

About This Home

This thoughtfully upgraded Crystal Valley home delivers exceptional space, flexibility, and functionality with 4 true bedrooms, a dedicated main-floor office, spacious upstairs loft, unfinished basement, and a 3-car garage.\r \r Designed for both everyday living and entertaining, the gourmet kitchen is the heart of the home, featuring a gas cooktop, double ovens, pot filler, oversized granite island with seating, designer hood, stainless steel appliances, and a custom walk-in pantry with abundant storage.\r \r Rich hardwood flooring flows throughout the kitchen, dining, and main living areas, while the inviting family room offers a linear gas fireplace and surround sound. French doors open to a dedicated main-floor office, providing flexible space for remote work, hobbies, guests, or additional living needs.\r \r The outdoor living space is equally impressive, featuring a usable lawn, fresh landscaping, a white pergola-covered patio, and a custom cedar pergola with a water feature—creating multiple spaces to relax, entertain, or enjoy Colorado evenings.\r \r The 3-car garage adds even more functionality with epoxy-coated floors, quiet side-mount garage door openers, and a 220V outlet already installed for EV charging, workshop use, or future flexibility.\r \r Upstairs, the spacious primary suite offers an upgraded retreat with a floor-to-ceiling marble shower, marble flooring, double vanity, and a custom walk-in closet with built-in storage. Three additional bedrooms, a secondary double-vanity bathroom, and an oversized loft provide exceptional versatility and usable living space.\r \r The unfinished basement is already stubbed and ready for future expansion, recreation space, storage, or customization.\r \r You do not want to miss this home!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$740,000
4.17% rateVASave $1,547/mo

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