4647 Gray Wolf
VA Assumable
4.17% Rate
50 photos
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4647 Gray Wolf

Castle Rock, CO 80104

4
Bedrooms
3
Bathrooms
2,793
Sq Ft

Payment Calculator

$4,001per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$38,200
$38,200$208,108
Secondary Financing8.5% Rate
$169,908
Blended rate5.19% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,588/mo
Assumable @ 4.17% + gap
$4,001/mo
$587less per month
$587
per month
$7,039
per year
$211,166
over 30 years

🏦 Loan Details

List Price
$764,000
Assumable Rate
4.17%
Remaining Balance
$552,988
Loan Type
VA
Est. Equity Gap
$208,108
Annual Taxes
$3,529
HOA/mo
$82

About This Home

Recently updated with a completely redesigned backyard, this thoughtfully upgraded home now offers the indoor and outdoor living space buyers have been waiting for.\r The new outdoor design features a fully usable lawn, fresh landscaping, a white pergola-covered patio, and a custom cedar pergola with a water feature—creating multiple spaces to relax, entertain, and enjoy Colorado evenings.\r \r Inside, this 4-bedroom home with a dedicated main-floor office and spacious upstairs loft stands apart from standard builder finishes with intentional upgrades throughout. The gourmet kitchen is the heart of the home, featuring a gas range, double ovens, pot filler, oversized granite island with seating, stainless appliances, designer hood, and a custom walk-in pantry.\r \r Rich hardwood flooring runs throughout the kitchen, dining, and main traffic areas, while the living room offers a warm and comfortable space centered around a linear gas fireplace and surround sound. French doors open to the main-floor office, creating flexible space for work, hobbies, or guests.\r \r The three-car garage is equally well-appointed, featuring an epoxy-coated floor, quiet side-mount garage door openers, and a 220-volt outlet already installed for EV charging, workshop use, or future flexibility.\r \r Upstairs, the spacious primary suite offers a beautifully upgraded retreat with a floor-to-ceiling marble shower, marble flooring, double vanity, and custom walk-in closet with built-in storage. Three additional bedrooms, a secondary double-vanity bath, and an oversized loft provide exceptional flexibility.\r \r The unfinished basement is already stubbed and ready for future expansion, storage, or customization.\r With a recent price improvement and the completed backyard transformation, this home presents a compelling opportunity in Crystal Valley.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$764,000
4.17% rateVASave $1,692/mo

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