9758 Laredo
FHA Assumable
2.74% Rate
50 photos
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9758 Laredo

Commerce City, CO 80022

2
Bedrooms
3
Bathrooms
1,201
Sq Ft

Payment Calculator

$1,397per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$15,995
$15,995$61,835
Secondary Financing8.5% Rate
$45,840
Blended rate3.61% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,921/mo
Assumable @ 2.74% + gap
$1,397/mo
$524less per month
$524
per month
$6,282
per year
$188,464
over 30 years

🏦 Loan Details

List Price
$319,900
Assumable Rate
2.74%
Remaining Balance
$256,285
Loan Type
FHA
Est. Equity Gap
$61,835
Annual Taxes
$2,843
HOA/mo
$280

About This Home

***LOW HOA, LOW TAXES, ATTACHED 2 CAR GARAGE*** Townhome style layout with a fantastic open design that actually feels as good as it looks in person (yes, better than the photos). Best price in the area and cheaper than Reunion! MOVE IN READY with low HOA and low taxes to keep things reasonable. You’ve got a 2 car attached garage, plus a peaceful, private, and genuinely friendly community. No one above you, no one below you. Two full stories give you space to breathe, with laundry conveniently located on the same level as the bedrooms and a dedicated guest bathroom on the lower level. Recent updates make this one easy to say yes to, including brand new flooring throughout the main level and a newer water heater, so you’re not immediately inheriting a deferred maintenance list. The layout works for just about any situation. First time buyer, roommates, downsizing, leveling up, retiring or planning ahead. It’s flexible and built for real life. You’re just down the street from open space, creeks, parks, and trails, with plenty to do nearby. Enjoy all the perks of Reunion like dining, entertainment, groceries, and outdoor spaces, without paying Reunion prices! Location hits the sweet spot between convenience and comfort, with quick access to E470, I70, and DIA. The neighborhood continues to grow and improve, making this a smart option for anyone looking for a modern, low maintenance lifestyle with long term upside. It’s the kind of place that quietly checks a lot of boxes without trying too hard!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$319,900
2.74% rateFHASave $740/mo

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