4408 Applecrest
FHA Assumable
3.91% Rate
50 photos
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4408 Applecrest

Castle Rock, CO 80109

3
Bedrooms
3
Bathrooms
2,646
Sq Ft

Payment Calculator

$4,006per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,000
$31,000$443,891
Secondary Financing8.5% Rate
$412,891
Blended rate7.13% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,723/mo
Assumable @ 3.91% + gap
$4,006/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$620,000
Assumable Rate
3.91%
Remaining Balance
$176,109
Loan Type
FHA
Est. Equity Gap
$443,891
Annual Taxes
$4,052
HOA/mo
$272

About This Home

Beautiful ranch-style home offering effortless main-floor living with inviting spaces to gather, entertain, and relax throughout. The open dine-in kitchen features granite countertops, oak cabinetry, a pantry, glass tile backsplash with under-cabinet lighting, and a generous center island perfect for cooking, conversation, or casual meals. The kitchen flows seamlessly into a light-filled living room framed by expansive south-facing windows. Step outside to the back patio and fenced yard, where western mountain views create a peaceful Colorado backdrop. The main level also includes a spacious primary suite with a walk-in closet and a private four-piece en suite bath.\r \r The finished basement expands the home’s living space with a large recreation/great room featuring built-in media—ideal for movie nights or large gatherings. Double French doors offer a private home office for quiet productivity. The finished lower level also includes a third full bathroom, laundry room, and an oversized bedroom with a walk-in closet—perfect for guests, multigenerational living, gaming room, storage, or a home gym. The attached two-car garage includes a freezer and workbench for added functionality. With a new roof completed in 2026, this home is truly move-in ready.\r \r Located in an active master-planned community with 24 miles of scenic trails, pools, parks, playgrounds, ball fields, and year-round neighborhood events, plus nearly 500 acres of preserved open space and sweeping Front Range views.\r \r Conveniently close to grocery stores, schools, restaurants, pubs, movie theaters, the Outlets at Castle Rock, Lowe’s, Home Depot, Goodwill, and The Grange event center and pool. Just three miles from downtown Castle Rock with easy access to Denver and Colorado Springs via I-25 or Hwy 85. Move-in ready with a one-year home warranty included at closing.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$620,000
3.91% rateFHASave $2,506/mo

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