16189 Elk
VA Assumable
2.89% Rate
50 photos
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16189 Elk

Denver, CO 80239

3
Bedrooms
3
Bathrooms
1,538
Sq Ft

Payment Calculator

$1,963per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,950
$19,950$131,002
Secondary Financing8.5% Rate
$111,052
Blended rate4.54% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,396/mo
Assumable @ 2.89% + gap
$1,963/mo
$433less per month
$433
per month
$5,196
per year
$155,884
over 30 years

🏦 Loan Details

List Price
$399,000
Assumable Rate
2.89%
Remaining Balance
$266,770
Loan Type
VA
Est. Equity Gap
$131,002
Annual Taxes
$5,177
HOA/mo
$221

About This Home

Walk into a home that actually lives the way buyers want today—open, functional, and designed with purpose. This three-bedroom, three-bathroom layout delivers real space without compromise, where the main level flows effortlessly from living to dining to kitchen, making both daily life and hosting feel natural.\r The kitchen is the anchor—built for everyday use and connection. A large island with seating, true pantry, and abundant cabinetry give you the storage and surface space buyers are searching for. Clean finishes and stainless steel appliances keep it modern without feeling cold.\r Upstairs, the primary suite offers a bright, private retreat with natural light, a well-appointed ensuite, double vanity, and a spacious shower that feels intentional, not squeezed in. Two additional bedrooms and bathrooms create flexibility for guests, family, or a work-from-home setup that actually works.\r The oversized attached two-car garage adds the kind of value that’s hard to find—room for vehicles, storage, and everything that comes with real life.\r At just $201 per month, the HOA delivers more than expected, supporting low-maintenance living while giving access to a well-kept, amenity-rich community. Residents enjoy a clubhouse, pool, and hot tub—spaces that extend your living beyond the front door and make the neighborhood feel complete.\r In a market where buyers are comparing everything, this home stands out for what it delivers: space that works, features that matter, and a community that adds value.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$399,000
2.89% rateVASave $1,138/mo

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