5888 Biscay
FHA Assumable
2.68% Rate
50 photos
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5888 Biscay

Denver, CO 80249

3
Bedrooms
2
Bathrooms
1,265
Sq Ft

Payment Calculator

$1,603per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$17,250
$17,250$93,343
Secondary Financing8.5% Rate
$76,093
Blended rate4.03% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,072/mo
Assumable @ 2.68% + gap
$1,603/mo
$468less per month
$468
per month
$5,621
per year
$168,643
over 30 years

🏦 Loan Details

List Price
$345,000
Assumable Rate
2.68%
Remaining Balance
$251,657
Loan Type
FHA
Est. Equity Gap
$93,343
Annual Taxes
$2,215
HOA/mo
$267

About This Home

Priced within a competitive range for the area, this townhome is positioned with intention, offering a $4,000 buyer credit that may be applied toward a rate buy-down or closing costs, creating immediate flexibility and helping reduce your monthly payment or upfront expenses from the start.\r From the moment you step inside, the main level sets a comfortable and functional tone. Wood flooring runs through the living and dining areas, creating a clean, cohesive space where everything connects without feeling crowded. The layout allows daily life to move easily, whether you are hosting or simply enjoying a quiet evening at home.\r The kitchen is designed to work as well as it looks, featuring cherry wood cabinetry, stainless steel appliances, a pantry, and an island with seating for two. There is generous cabinet storage and counter space, allowing you to cook while staying connected to the dining area. Natural light flows through the patio door, leading to a fenced outdoor space that offers privacy and a simple extension of your living area.\r A main level bathroom adds convenience for guests, and the enclosed laundry room keeps everyday tasks organized and out of sight.\r Upstairs, all three bedrooms are thoughtfully positioned. The primary bedroom offers comfortable space along with a walk in closet. Two additional bedrooms are well sized and adaptable, ideal for guests, a home office, or evolving needs over time. A full bathroom serves the upper level with ease.\r With an HOA of $267 per month, the community is well maintained and conveniently located near shopping, dining, and a neighborhood playground, supporting a lifestyle that is both practical and connected.\r This home delivers the combination of layout, location, and financial flexibility that buyers are actively searching for in today’s market.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$345,000
2.68% rateFHASave $920/mo

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