2342 161st
VA Assumable
3.45% Rate
50 photos
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2342 161st

Thornton, CO 80602

5
Bedrooms
5
Bathrooms
3,640
Sq Ft

Payment Calculator

$4,162per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$38,495
$38,495$319,630
Secondary Financing8.5% Rate
$281,135
Blended rate5.40% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,623/mo
Assumable @ 3.45% + gap
$4,162/mo
$461less per month
$461
per month
$5,528
per year
$165,851
over 30 years

🏦 Loan Details

List Price
$769,900
Assumable Rate
3.45%
Remaining Balance
$448,304
Loan Type
VA
Est. Equity Gap
$319,630
Annual Taxes
$6,933
HOA/mo
$47

About This Home

Situated on a premium cul-de-sac lot without backing neighbors, this meticulously maintained 2-story home in Thornton’s Orchard Farms perfectly blends sophisticated living and timeless design. Beautiful, engineered hardwood floors welcome you upon entry and seamlessly connect to the main living spaces. Cozy up by the gas fireplace with a custom surround in the inviting great room. The heart of this home is the gourmet kitchen featuring an oversized center island, granite countertops, stainless steel appliances, a walk-in pantry, and a conveniently located pocket office. Seamless flow from the 3-car tandem garage through the mudroom/pocket office creates functional living and a private owner’s entry. Step out the large glass slider to a covered composite deck, ready for summer entertaining and family BBQs. The lower expansive patio offers extended living space with a gas firepit, overlooking low-maintenance landscaping and mature trees behind the fenceline for added privacy in the summer months. Upstairs, the private living quarters include three generously sized secondary bedrooms (two share a Jack-and-Jill bath, while the 3rd has a private ensuite bath), laundry, and the primary suite. This serene retreat is complete with an ensuite 5-piece bath and a walk-in closet with a custom closet system. Descend to the entertainer’s basement. The finished basement (completed in 2023) features a spacious den with a wet bar, while a private 5th bedroom, a bath, and a bonus home gym round out the lower level. Orchard Farms is an established family-friendly community with many neighborhood events throughout the year (food trucks, dumpster days, Easter Egg hunt, movies in the park!) while being only minutes from neighborhood schools, shopping, dining, and major roadways. This home is ready for its next chapter; all it needs is you!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$769,900
3.45% rateVASave $2,347/mo

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