1640 Kirkwood
FHA Assumable
3.5% Rate
5 photos
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1640 Kirkwood

Fort Collins, CO 80525

2
Bedrooms
1
Bathrooms
938
Sq Ft

Payment Calculator

$1,241per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$13,000
$13,000$24,605
Secondary Financing8.5% Rate
$11,605
Blended rate3.72% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,561/mo
Assumable @ 3.5% + gap
$1,241/mo
$320less per month
$320
per month
$3,842
per year
$115,263
over 30 years

🏦 Loan Details

List Price
$260,000
Assumable Rate
3.5%
Remaining Balance
$256,500
Loan Type
FHA
Est. Equity Gap
$24,605
Annual Taxes
$1,746
HOA/mo
$300

About This Home

Top-floor living in the heart of Fort Collins! This beautifully maintained condo offers privacy, natural light, and peaceful views overlooking open grassy space from your private patio. Inside, you'll find newer vinyl flooring and an updated kitchen featuring quartz countertops and a full tile backsplash. Storage is abundant - including a pantry that's larger than what you'll find in many single-family homes. Thoughtful closet space throughout and the convenience of an in-unit washer and dryer make daily living easy and organized.The wood-burning fireplace has been well-loved by the owners and creates a cozy focal point for chilly Colorado winters days. Even better - an assumable FHA loan at just 3.5% interest is available for qualified buyers, offering a rare opportunity in today's market. Agent is providing a a comprehensive HOA Summary Report.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$260,000
3.5% rateFHASave $409/mo

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