5411 Tulim
VA Assumable
4.75% Rate
50 photos
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5411 Tulim

Windsor, CO 80528

4
Bedrooms
2
Bathrooms
1,774
Sq Ft

Payment Calculator

$2,737per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,450
$27,450$34,134
Secondary Financing8.5% Rate
$6,684
Blended rate4.80% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,297/mo
Assumable @ 4.75% + gap
$2,737/mo
$559less per month
$559
per month
$6,713
per year
$201,376
over 30 years

🏦 Loan Details

List Price
$549,000
Assumable Rate
4.75%
Remaining Balance
$514,865
Loan Type
VA
Est. Equity Gap
$34,134
Annual Taxes
$5,174
HOA/mo
$350

About This Home

Better than new and thoughtfully upgraded throughout, this beautifully maintained 2024 ranch home in Fossil Creek Ranch offers comfort, style, and peace of mind in one of the area's most desirable communities.Featuring 4 bedrooms, 2 bathrooms, and 1,774 finished square feet, the open-concept layout is designed for easy everyday living with a spacious great room, eat-in kitchen, and convenient main-floor primary suite and laundry.This home stands out with over $30,000 in post-purchase improvements, including:$6,000 flooring upgrade creating a modern no-carpet interior$8,000 in motorized window blindsOwned $4,000 home security systemIncluded refrigerator, freezer, washer, and dryerThe seller has also completed a recent inspection and addressed every identified item through the builder's warranty department, offering added confidence and true move-in readiness for the next owner.Outside, the seller invested $15,000 into backyard landscaping, and the yard is under warranty and will be replaced in spring if it does not return to life, providing additional peace of mind. A planned fence is in progress with costs intended to be shared between backyard neighbors, and a quote can be provided upon request.Rare financing opportunity:This home includes a VA assumable loan with an approximate 4.75% interest rate for qualified buyers-potentially offering significant monthly savings compared to current market rates. Buyer must meet lender and VA eligibility requirements.Situated on a 6,381 sq ft lot with patio space, sprinkler system, and access to neighborhood hiking and biking trails, this home blends low-maintenance living with outdoor enjoyment-just minutes from Fort Collins amenities, Timnath schools, and convenient commuter routes.Move-in ready, heavily upgraded, warranty-backed, and paired with a below-market assumable interest rate-this is a rare opportunity to own a nearly new home without the wait or added expense of new construction.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$549,000
4.75% rateVASave $573/mo

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