1404 Whitehall
FHA Assumable
3.1% Rate
50 photos
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1404 Whitehall

Longmont, CO 80504

2
Bedrooms
2
Bathrooms
1,474
Sq Ft

Payment Calculator

$1,726per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,400
$20,400$43,056
Secondary Financing8.5% Rate
$22,656
Blended rate3.42% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,450/mo
Assumable @ 3.1% + gap
$1,726/mo
$724less per month
$724
per month
$8,685
per year
$260,561
over 30 years

🏦 Loan Details

List Price
$408,000
Assumable Rate
3.1%
Remaining Balance
$363,431
Loan Type
FHA
Est. Equity Gap
$43,056
Annual Taxes
$2,790
HOA/mo
$295

About This Home

Welcome to this spectacular & bright 2nd-floor condo in Golden Bear! This lovely condo is the perfect lock-and-leave, low-maintenance home. The open-concept layout features newer waterproof LVP flooring, vaulted ceilings, a warm gas fireplace, and effortless flow between the living, dining, and kitchen areas-perfect for hosting or unwinding at home. The kitchen offers plenty of prep space, a spacious breakfast bar, and a generous walk-in pantry. The huge primary suite provides a private retreat with a luxurious 5-piece bathroom & a customized walk-in closet. The second well-sized bedroom offers great versatility for guests, an office, or hobby space. Enjoy outdoor living on the enormous, covered balcony that overlooks Ute Creek Golf Course with beautiful water & foothills views - making it an ideal spot to start or end your day. An attached tandem garage can easily fit two cars and adds the convenience of secure parking and extra storage. Low monthly HOA takes care of water/sewer, trash, and access to the community pool. Convenient location close to schools, parks, shopping, dining, golf, and easy commuter routes. This home combines comfort, style, and an exceptional setting, ready to welcome its next owner.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$408,000
3.1% rateFHASave $752/mo

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