639 Galapago
VA Assumable
4.48% Rate
50 photos
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639 Galapago

Denver, CO 80204

3
Bedrooms
2
Bathrooms
1,696
Sq Ft

Payment Calculator

$4,425per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$43,750
$43,750$128,569
Secondary Financing8.5% Rate
$84,819
Blended rate4.89% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,254/mo
Assumable @ 4.48% + gap
$4,425/mo
$829less per month
$829
per month
$9,944
per year
$298,328
over 30 years

🏦 Loan Details

List Price
$875,000
Assumable Rate
4.48%
Remaining Balance
$746,431
Loan Type
VA
Est. Equity Gap
$128,569
Annual Taxes
$3,848
HOA/mo
$227

About This Home

Classic Baker charm meets thoughtful modern updates in this inviting residence. A welcoming covered front porch sets the tone, leading into a light-filled living area framed by large windows and warm, comfortable spaces designed for everyday living. The updated kitchen is both stylish and functional, featuring a new island with a built-in beverage fridge, generous cabinetry, a farmhouse sink, stainless steel appliances and a seamless flow for entertaining. A convenient laundry area with a stackable washer and dryer set enhances daily routines. The primary suite is a peaceful haven with abundant windows, a cozy seating area and a beautifully appointed en-suite bath with refined tile work. Beyond the three bedrooms, two flexible bonus spaces offer versatility for a home office, fitness studio or creative retreat. Outside, a private backyard with a patio and pergola invites relaxed gatherings, while a two-car detached garage adds coveted convenience in a vibrant and central location. Welcome Home!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$875,000
4.48% rateVASave $1,227/mo

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