4695 Parfet
VA Assumable
3.23% Rate
50 photos
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4695 Parfet

Wheat Ridge, CO 80033

2
Bedrooms
1
Bathrooms
872
Sq Ft

Payment Calculator

$2,964per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,950
$28,950$202,104
Secondary Financing8.5% Rate
$173,154
Blended rate4.89% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,477/mo
Assumable @ 3.23% + gap
$2,964/mo
$513less per month
$513
per month
$6,153
per year
$184,603
over 30 years

🏦 Loan Details

List Price
$579,000
Assumable Rate
3.23%
Remaining Balance
$376,057
Loan Type
VA
Est. Equity Gap
$202,104
Annual Taxes
$3,371
HOA/mo
$350

About This Home

**2.75% Assumable Loan\r This beautifully updated Modern Farmhouse sits on a half-acre horse property and feels completely turnkey. The main home features a warm, fully renovated interior with 2 bedrooms and 1 bathroom. A detached Carriage House (392sqft) offers an additional versatile space—perfect for guests, multigenerational living, studio, office space or a private retreat, complete with a 1 bathroom and kitchen space (Carriage House is a detached garage converted into functional living space - NO PERMITS WERE PULLED ON CONVERISON COMPLETED IN 2025). The property is thoughtfully set up for horses with two spacious loafing sheds, generous hay storage, a dedicated tack room, secure fencing, and zoning that allows for two horses per half-acre. Whether you’re looking for room for livestock, a garden, RV parking, or simply want extra outdoor space, this lot offers incredible flexibility. Enjoy the serenity of country living while staying close to essentials—grocery stores, schools, hiking, and miles of trail systems are all nearby. The exterior boasts brand-new Hardie Board siding, adding both durability and standout curb appeal.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$579,000
3.23% rateVASave $1,624/mo

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