1225 Baker
FHA Assumable
3.07% Rate
50 photos
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1225 Baker

Longmont, CO 80501

4
Bedrooms
4
Bathrooms
1,955
Sq Ft

Payment Calculator

$1,901per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,950
$20,950$81,340
Secondary Financing8.5% Rate
$60,390
Blended rate3.89% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,516/mo
Assumable @ 3.07% + gap
$1,901/mo
$615less per month
$615
per month
$7,383
per year
$221,484
over 30 years

🏦 Loan Details

List Price
$419,000
Assumable Rate
3.07%
Remaining Balance
$337,660
Loan Type
FHA
Est. Equity Gap
$81,340
Annual Taxes
$2,927
HOA/mo
$350

About This Home

Rare 4-bedroom layout in the heart of Longmont! This two-story townhouse offers you space and flexibility that's hard to find in this area. Located in The Meadows community, the home enjoys a peaceful backdrop, backing to a beautiful open space for added privacy and an instant park-like scenery. Step inside to brand-new carpets and fresh interior paint that make the entire home feel bright, clean, and move-in ready. The main level is filled with natural light and features high ceilings that make the space feel open. The living, dining, and kitchen areas flow seamlessly together, creating an easy layout for everyday living or entertaining. Enjoy the convenience of a main floor primary suite, complete with its own ensuite bathroom and a walk-in closet. Upstairs, you'll find two generously sized bedrooms and a shared full bath, offering plenty of space and flexibility for a variety of needs. The basement expands your options even further with a fourth bedroom that includes its own private bathroom. An additional unfinished area gives you room for future customization, storage, or expansion. Out back, a covered deck provides a comfortable space to unwind and enjoy the open area views. Located just minutes from downtown Longmont's shops, restaurants, and local hotspots, this home places you right in the center of it all while still offering a quiet community setting. Homes like this do not pop up often!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$419,000
3.07% rateFHASave $937/mo

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