26421 Moraine
VA Assumable
3.61% Rate
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26421 Moraine

Aurora, CO 80016

4
Bedrooms
3
Bathrooms
2,601
Sq Ft

Payment Calculator

$4,241per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$34,995
$34,995$346,987
Secondary Financing8.5% Rate
$311,992
Blended rate5.74% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,203/mo
Assumable @ 3.61% + gap
$4,241/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$699,900
Assumable Rate
3.61%
Remaining Balance
$404,594
Loan Type
VA
Est. Equity Gap
$346,987
Annual Taxes
$5,148
HOA/mo
$130

About This Home

Beautifully designed and meticulously maintained, this Richmond American home in the desirable Serenity Ridge community offers the perfect blend of modern style and everyday comfort. Located in the highly acclaimed Cherry Creek School District, this property features 4 bedrooms, 3 bathrooms, and thoughtful upgrades throughout. Built in 2019, this open-concept main level showcases updated light fixtures and a gourmet kitchen with quartz countertops, stainless steel appliances, a spacious island, and walk-in pantry. The main floor also includes a designated office and bright living and dining spaces filled with natural light. Upstairs, a generous loft provides flexible space for a media room, play area, or second living area, along with the convenience of an upstairs laundry room. The private primary suite and three additional bedrooms offer comfort and versatility for family or guests. Lightly lived in and meticulously cared for, this home is truly move-in ready and feels like new. Enjoy Colorado’s seasons in the landscaped backyard featuring a concrete patio perfect for relaxing or entertaining. The covered front porch adds curb appeal, and the south-facing orientation helps with winter snow melt. A newer solar system enhances efficiency and will be paid in full by the seller at closing, providing renewable energy with no lease or loan obligations. An unfinished basement offers room to grow and customize. Located just minutes from Southlands Shopping Center, Aurora Reservoir recreation area, and Red-Tailed Hawk Park, this home offers convenient access to shopping, dining, outdoor recreation, and top-rated Cherry Creek Schools. Serenity Ridge is part of a community Metro District that supports neighborhood infrastructure, and the seller will prepay the first year of this assessment for the buyer at closing.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$699,900
3.61% rateVASave $2,361/mo

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