3893 Sweetgum
FHA Assumable
2.89% Rate
50 photos
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3893 Sweetgum

Wellington, CO 80549

3
Bedrooms
2
Bathrooms
1,374
Sq Ft

Payment Calculator

$2,160per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,250
$22,250$136,259
Secondary Financing8.5% Rate
$114,009
Blended rate4.40% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,672/mo
Assumable @ 2.89% + gap
$2,160/mo
$512less per month
$512
per month
$6,144
per year
$184,328
over 30 years

🏦 Loan Details

List Price
$445,000
Assumable Rate
2.89%
Remaining Balance
$308,740
Loan Type
FHA
Est. Equity Gap
$136,259
Annual Taxes
$3,173
HOA/mo
$80

About This Home

Step into this stunning 3-bedroom, 2-bathroom ranch-style home, built in 2020; offering modern comfort with timeless appeal. Freshly installed carpet throughout for that brand new feel. Spacious open floor plan with a welcoming kitchen island, perfect for gatherings. House offers a large 3-car garage with utility sink and shelving for plenty of storage. There is a generous 6,800 Sq ft lot with a fully privacy fenced, south facing yard for plenty of sun exposure. Full sprinkler system supplied by non-portable water included through the HOA. No need to pay for solar as this house already has it valued at over thirty thousand dollars. This highly efficient system has eliminated the homeowner's electricity costs since installation. At only just over two years old, it promises many years of dependable, hassle-free operation. Worried about having to buy new appliances? No need as all appliances in addition to the washer and dryer are included. During the hot Colorado months, enjoy and relax in the neighborhood pool. Location highlights to this amazing home; include local Elementary and Middle Schools less than a mile away, convenient access to grocery stores, coffee shops, pharmacies, and more. A quaint, friendly neighborhood with everything you need close by. This home combines modern efficiency with community charm, making it the perfect place to settle in and enjoy all that Wellington has to offer.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$445,000
2.89% rateFHASave $1,219/mo

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