2407 Water Cress
FHA Assumable
3.75% Rate
50 photos
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2407 Water Cress

Longmont, CO 80504

5
Bedrooms
4
Bathrooms
3,125
Sq Ft

Payment Calculator

$3,724per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$39,495
$39,495$122,726
Secondary Financing8.5% Rate
$83,231
Blended rate4.28% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,743/mo
Assumable @ 3.75% + gap
$3,724/mo
$1,019less per month
$1,019
per month
$12,228
per year
$366,850
over 30 years

🏦 Loan Details

List Price
$789,900
Assumable Rate
3.75%
Remaining Balance
$665,939
Loan Type
FHA
Est. Equity Gap
$122,726
Annual Taxes
$4,684
HOA/mo
$133

About This Home

Showcasing recent upgrades and meticulous care, this beautifully updated residence offers modern efficiency paired with refined comfort. Significant improvements include a new roof, fresh exterior paint, high-efficiency heat pump HVAC system, upgraded electrical panel with EV charging capability, and new sliding glass doors - delivering both elevated performance and long-term peace of mind.The open, light-filled floorplan provides seamless flow for everyday living and effortless entertaining. A main-floor primary suite offers convenience and privacy, while the finished basement expands the home's versatility with flexible space for guests, recreation, or a private office. A finished and heated garage ensures year-round functionality.A private two-person infrared sauna creates a spa-inspired retreat at home, and residents enjoy access to the community pool and nearby parks, further enhancing the lifestyle this exceptional property provides.An exceptional offering that blends meaningful improvements with refined, livable design.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$789,900
3.75% rateFHASave $1,423/mo

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