706 Filbert
FHA Assumable
2.18% Rate
50 photos
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706 Filbert

Loveland, CO 80538

5
Bedrooms
5
Bathrooms
3,899
Sq Ft

Payment Calculator

$4,164per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$34,950
$34,950$457,674
Secondary Financing8.5% Rate
$422,724
Blended rate6.20% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,197/mo
Assumable @ 2.18% + gap
$4,164/mo
$33less per month
$33
per month
$396
per year
$11,880
over 30 years

🏦 Loan Details

List Price
$699,000
Assumable Rate
2.18%
Remaining Balance
$241,326
Loan Type
FHA
Est. Equity Gap
$457,674
Annual Taxes
$3,493

About This Home

Welcome to 706 Filbert Drive in Loveland-a spacious ranch-style home on a .44-acre lot backing to expansive open space with sweeping mountain views, beautifully framing Longs Peak. Offering abundant square footage and exceptional indoor and outdoor living areas, this property combines space, flexibility, and unforgettable scenery. The main floor features beautiful bamboo wood flooring and a bright, open layout with both a living room and a separate family room-ideal for entertaining or everyday living. The kitchen flows seamlessly into the dining area, creating an inviting gathering space. The primary bedroom and two additional bedrooms are conveniently located on the main level. The fully finished walkout basement dramatically expands the home's living space, offering a large rec room, multiple office or flex areas, two non-conforming bedrooms, and a second kitchen complete with an oven, microwave, and sink. This versatile lower level provides exceptional flexibility for guests, hobbies, extended stays, or multi-generational living. Outside, the .44-acre lot includes a covered patio, deck, outdoor storage building, and a covered carport ideal for RVs, boats, or additional vehicles. A dedicated gate from the street provides convenient backyard access directly to the covered carport, making RV or boat parking simple and accessible. All of this is set against a backdrop of protected open space and panoramic mountain views. With generous square footage, flexible living areas, backyard access for recreational parking, and breathtaking views of Longs Peak, 706 Filbert Drive offers a rare blend of space, scenery, and functionality in a sought-after Loveland location.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$699,000
2.18% rateFHASave $2,111/mo

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