FHA Assumable

2.89% Rate

50 photos

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3181 Dakota

Denver, CO 80219

Bedrooms

Bathrooms

1,005

Sq Ft

Payment Calculator

$2,010per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,500

$19,500$152,506

Secondary Financing8.5% Rate

$133,006

Blended rate4.90% vs 6.5%

Monthly Payment Comparison

Conventional @ 6.5%

$2,342/mo

Assumable @ 2.89% + gap

$2,010/mo

$332less per month

$332

per month

$3,982

per year

$119,470

over 30 years

See Full Loan Breakdown →

🏦 Loan Details

List Price: $390,000
Assumable Rate: 2.89%
Remaining Balance: $237,494
Loan Type: FHA
Est. Equity Gap: $152,506
Annual Taxes: $2,060

About This Home

Charming ranch-style home with an inviting covered front porch and bright, open floor plan. The kitchen features oak cabinets, tile flooring, a gas stove, and plenty of natural light, flowing seamlessly into the living and dining areas. Spacious primary bedroom and a versatile second bedroom perfect for guests or a home office, both with large closets and updated carpet and paint. Highlights include custom slate tile entry, designer lighting, ceiling fans, and a security system. Built in 2003 and well maintained—schedule your showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing

$390,000

2.89% rateFHASave $1,222/mo

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