404 10th
VA Assumable
3.45% Rate
50 photos
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404 10th

Gilcrest, CO 80623

2
Bedrooms
1
Bathrooms
796
Sq Ft

Payment Calculator

$1,327per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$15,250
$15,250$27,142
Secondary Financing8.5% Rate
$11,892
Blended rate3.66% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,831/mo
Assumable @ 3.45% + gap
$1,327/mo
$505less per month
$505
per month
$6,058
per year
$181,753
over 30 years

🏦 Loan Details

List Price
$305,000
Assumable Rate
3.45%
Remaining Balance
$276,770
Loan Type
VA
Est. Equity Gap
$27,142
Annual Taxes
$1,454

About This Home

Wow new price! Welcome to this wonderfully updated, affordable home in Gilcrest. The owner just installed new windows, put on a new roof in 2022, installed the fence, added new stainless steel appliances plus a washer/dryer set, and refinished the hardwood floors. The kitchen cart, weather station, and coat closet by the front door are all included. This home has a private fenced yard for doggos and littles with a back deck to soak up the sun. The 2 sheds offer good storage and there's lots of room to garden! Enjoy high-speed Vero fiber internet in Gilcrest for remote work, gaming, and streaming your favorite shows. You'll love the low low taxes and small town vibe, Gilcrest has its own post office and library, plus great local restaurants. One of the best parts of small town living is the area Farmer's Markets: plan to visit the Milliken, Greeley, Frederick, Longmont, Berthoud, Loveland Farmer's Markets in 2026, they are fun, delicious, and healthy! Quick drive to Greeley or Brighton for big box shopping and restaurants. Easy communting on Hwy 85 to Greeley or Denver metro, or drive west to Loveland or Longmont. This updated home offers tremendous value and is available for quick move-in. Call to schedule your showing today.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$305,000
3.45% rateVASave $489/mo

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