1420 Gem
VA Assumable
3.02% Rate
50 photos
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1420 Gem

Pueblo, CO 81007

2
Bedrooms
2
Bathrooms
2,005
Sq Ft

Payment Calculator

$2,452per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,500
$22,500$208,662
Secondary Financing8.5% Rate
$186,162
Blended rate5.41% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,702/mo
Assumable @ 3.02% + gap
$2,452/mo
$251less per month
$251
per month
$3,007
per year
$90,205
over 30 years

🏦 Loan Details

List Price
$450,000
Assumable Rate
3.02%
Remaining Balance
$241,338
Loan Type
VA
Est. Equity Gap
$208,662
Annual Taxes
$2,602

About This Home

Welcome Home to the coolest property in Pueblo West — a beautifully maintained Southwestern-style home situated on 1.59 fully fenced acres. This custom-built, single-level residence offers over 2,000 square feet with 2 bedrooms, 2 bathrooms, and exceptional pride of ownership throughout. The stucco exterior, circular driveway, and low-maintenance landscaping create impressive curb appeal. Inside, soaring vaulted ceilings, tile flooring, and a charming wood-burning fireplace highlight the spacious living area. The formal dining room is filled with natural light, while the kitchen features abundant cabinetry, a tall counter bar, oversized pantry, and included appliances. A bright sunroom opens to the covered patio and courtyard, blending indoor and outdoor living beautifully. The primary suite offers courtyard access, a walk-in closet, and a spa-like 5-piece bath with jetted tub and glass block accents. The 40x60 heated, finished detached garage/shop with separate workspace is a dream for hobbyists. Greenhouse, dog run, carport, and additional outdoor entertaining space complete this exceptional property.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$450,000
3.02% rateVASave $1,542/mo

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