2018 42nd
FHA Assumable
5.41% Rate
5 photos
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2018 42nd

Greeley, CO 80634

4
Bedrooms
3
Bathrooms
2,858
Sq Ft

Payment Calculator

$2,649per month
No secondary financing needed

The equity gap on this property ($21,730) is less than 5% of the purchase price ($23,500). Your down payment covers the full gap with no second mortgage required.

Down payment$21,730
Effective rate5.41% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,822/mo
Assumable @ 5.41%
$2,649/mo
$173less per month
$173
per month
$2,079
per year
$62,377
over 30 years

🏦 Loan Details

List Price
$470,000
Assumable Rate
5.41%
Remaining Balance
$471,207
Loan Type
FHA
Est. Equity Gap
Contact us
Annual Taxes
$2,697

About This Home

***Improved Price*** Ranch-style home in Virginia Hills with over 2,800 finished square feet, a full garden-level basement, and an oversized 0.27-acre lot with extended driveway and RV or boat parking. This four-bedroom, three-bath property features two fireplaces, remodeled bathrooms, granite kitchen finishes, and multiple indoor and outdoor living spaces.\r \r The main level offers an open living and dining layout with wood-look flooring and a fireplace in the living room. The kitchen includes granite countertops, stainless steel appliances, double wall ovens, a 36-inch five-burner gas cooktop, custom cabinetry, and abundant storage. Three bedrooms are located on the main level, including a primary suite with private three-quarter bath. The full bathroom on the main level has been remodeled.\r \r The finished garden-level basement expands the home with a large family room featuring a second fireplace, a fourth bedroom with walk-in closet, remodeled three-quarter bath, separate office or den space, and a dedicated laundry room.\r \r The oversized lot includes a large fenced backyard with redwood deck, stamped concrete patio, raised garden beds, dog run, and a substantial utility storage shed. The xeriscaped front yard includes a drip irrigation system for low-maintenance landscaping.\r \r Mini-split systems provide efficient zoned cooling in each bedroom and the main living areas. Baseboard heat serves the home. Energy-efficient windows and patio door enhance performance, and owned solar hot water panels add long-term efficiency. 50-gallon water heater. Insulated front and garage doors. No HOA.\r \r Located in the Greeley 6 School District with convenient access to neighborhood parks, shopping, and everyday amenities.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$470,000
5.41% rateFHASave $173/mo

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