10534 Summer Ridge
VA Assumable
4.17% Rate
50 photos
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10534 Summer Ridge

Peyton, CO 80831

4
Bedrooms
3
Bathrooms
2,208
Sq Ft

Payment Calculator

$2,574per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,500
$27,500$37,462
Secondary Financing8.5% Rate
$9,962
Blended rate4.25% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,303/mo
Assumable @ 4.17% + gap
$2,574/mo
$729less per month
$729
per month
$8,742
per year
$262,270
over 30 years

🏦 Loan Details

List Price
$550,000
Assumable Rate
4.17%
Remaining Balance
$512,537
Loan Type
VA
Est. Equity Gap
$37,462
Annual Taxes
$2,619
HOA/mo
$115

About This Home

Backing to open space + community trails, this light-filled home enjoys sweeping views across open land—a peaceful backdrop to everyday life. The covered front porch welcomes you inside to a dramatic 2-story entry that creates an immediate sense of volume, while a main-level flex space offers versatility for work/play. The open-concept main lvl unfolds seamlessly from the great room into the kitchen + dining areas, framed by expansive windows that capture natural light + views of open space beyond. The kitchen features 42" cabinetry w/crown molding, slab granite counters, stainless steel appliances including gas range, pantry + island w/room for seating, arranged for effortless entertaining + connection. Upstairs, 4 bedrooms are positioned on one level along w/a conveniently located laundry rm, providing everyday ease. The primary suite is a true retreat, defined by its generous size, dual closets + soaring vaulted ceilings. The en-suite bath includes quartz counters, walk-in shower + soaking tub thoughtfully positioned to overlook the peaceful setting. The fenced yard backs directly to open space, enhancing both privacy + connection to outdoors. The unfinished bsmt offers room to expand + is pre-plumbed for future bath — allowing the home to grow w/your needs. A 3-car garage adds valuable flexibility. Add'l highlights include: Quartz + Granite countertops, passive radon syst, tankless water heater, 96% efficient furnace, central A/C, smart key entry + whole-house humidifier. Situated in Meridian Ranch and served by District 49 schools, residents enjoy a well-connected community featuring miles of trails, parks, Antler Creek Golf Course, a rec center with indoor + outdoor pools, fitness amenities + the new Fieldhouse. The community’s active social calendar from fitness classes to seasonal events + gatherings fosters connection + engagement. Proximity to shopping, dining + major corridors provides convenient access to nearby military installations. *ASSUMABLE LOAN*

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$550,000
4.17% rateVASave $628/mo

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