334 Octillo
FHA Assumable
4.98% Rate
50 photos
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334 Octillo

Brighton, CO 80601

6
Bedrooms
4
Bathrooms
3,473
Sq Ft

Payment Calculator

$3,556per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,995
$31,995$162,314
Secondary Financing8.5% Rate
$130,319
Blended rate5.74% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,842/mo
Assumable @ 4.98% + gap
$3,556/mo
$286less per month
$286
per month
$3,435
per year
$103,057
over 30 years

🏦 Loan Details

List Price
$639,900
Assumable Rate
4.98%
Remaining Balance
$476,860
Loan Type
FHA
Est. Equity Gap
$162,314
Annual Taxes
$4,501
HOA/mo
$58

About This Home

Beautifully updated 6-bedroom, 4-bath home in Brighton's desirable Pheasant Ridge community with NO Metro District and affordable property taxes. Offering over 3,500 finished sq ft, the home has been refreshed with updates today's buyers appreciate, including new luxury vinyl plank flooring, fresh paint, marble slab kitchen counters, and newer carpet. The sunny floorplan features special extras, a main-floor study, central air, two laundry areas, and a fully permitted finished basement that truly lives like a second residence-flexible space rarely found at this price point. Vaulted ceilings create a bright, open feel as you enter the living and dining rooms, while the large kitchen opens directly to the main floor family room, creating a comfortable gathering space for everyday living and entertaining. The kitchen offers abundant cabinetry, a generous eat-in island, and excellent prep space. The main level also features a private study ideal for working from home, conveniently located next to a full bathroom. Upstairs you'll find the expansive primary suite with huge walk-in closet and 5-piece bath, along with three additional bedrooms, a shared full bath and a convenient upstairs laundry room. **The fully permitted basement is one of the standout features of the home and must be seen to appreciate the flexibility it offers, complete with kitchen, family room, two bedrooms including a junior suite with walk-in closet, full bath, and its own washer/dryer combo. Outdoor living is just as inviting with a large Trex deck that flows to a poured patio overlooking the nicely landscaped yard, plus a welcoming covered front porch. Additional highlights include; kitchen appliances throughout, 3-car garage, tankless hot water heater, newer roof (2017), & new fencing. Quick access to DIA, I-76 and Highway 85 while being minutes from Prairie Center shopping and dining, the Brighton Recreation Center, the neighborhood community park-perfect for play, picnics, and evening walks.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$639,900
4.98% rateFHASave $1,135/mo

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