1945 Harwood
FHA Assumable
3.07% Rate
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1945 Harwood

Colorado Springs, CO 80916

3
Bedrooms
2
Bathrooms
1,172
Sq Ft

Payment Calculator

$1,587per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$18,950
$18,950$35,116
Secondary Financing8.5% Rate
$16,166
Blended rate3.31% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,276/mo
Assumable @ 3.07% + gap
$1,587/mo
$689less per month
$689
per month
$8,263
per year
$247,901
over 30 years

🏦 Loan Details

List Price
$379,000
Assumable Rate
3.07%
Remaining Balance
$343,884
Loan Type
FHA
Est. Equity Gap
$35,116
Annual Taxes
$1,171

About This Home

Welcome home to this fully updated tri-level tucked away on a quiet cul-de-sac in the Heritage Park neighborhood. Sitting on a spacious 0.25-acre lot, this 3-bedroom home has been refreshed from top to bottom and is truly move-in ready. The main level offers an open, comfortable flow with wood laminate flooring running through the living room, dining area, and kitchen. The living room feels bright and welcoming, thanks to beautiful new shutters that let in plenty of natural light. The kitchen has been completely redone with white shaker cabinets, butcher block countertops, and stainless steel appliances that are all less than five years old. Upstairs, you’ll find three cozy bedrooms, a full bathroom, and a conveniently located laundry room. Downstairs features a versatile bonus room with a stylish sliding barn door perfect for a home office, media space, guest room, or whatever fits your needs. Beyond the great layout, this home includes thoughtful upgrades throughout: updated paint and lighting, new windows, a furnace installed in 2021 with a smart thermostat, a smart garage door opener, radon mitigation system (2021), and a Ring camera system. The home also sits on a crawl space with a large, usable storage area. Outside, the low-maintenance xeriscape front yard makes upkeep easy, while the large fenced backyard gives you plenty of room to garden, entertain, or create your own outdoor retreat. The home backs up to Panorama Middle School. While you may hear the gentle daytime activity of students and buses during school hours, evenings, weekends, holidays, and the summer months are typically very quiet giving you long stretches of peaceful enjoyment throughout the year. If you’re looking for a home that feels updated, comfortable, and easy to enjoy from day one, this might be the one.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$379,000
3.07% rateFHASave $668/mo

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