8844 Ventura
FHA Assumable
2.96% Rate
50 photos
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8844 Ventura

Commerce City, CO 80022

3
Bedrooms
2
Bathrooms
1,286
Sq Ft

Payment Calculator

$2,140per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,000
$23,000$111,785
Secondary Financing8.5% Rate
$88,785
Blended rate4.09% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,762/mo
Assumable @ 2.96% + gap
$2,140/mo
$622less per month
$622
per month
$7,465
per year
$223,947
over 30 years

🏦 Loan Details

List Price
$460,000
Assumable Rate
2.96%
Remaining Balance
$347,451
Loan Type
FHA
Est. Equity Gap
$111,785
Annual Taxes
$5,482
HOA/mo
$42

About This Home

Built in 2021 and nestled in the desirable Second Creek Farm community, this gorgeously updated 3-bedroom, 2-bath ranch home offers a stylish and functional single-story layout in a beautiful Commerce City neighborhood. The open-concept design brings the outdoors in with abundant natural light flowing throughout the living spaces. A chef-ready kitchen serves as the heart of the home, featuring a spacious breakfast bar, 42-inch wood cabinets, and generous storage and prep space, all opening seamlessly to the dining and living room areas with convenient backyard access. The home showcases beautiful flooring, modern updates, and exceptional curb appeal. The large primary suite includes an ensuite bathroom and walk-in closet, while two additional bedrooms and a full guest bath provide comfortable accommodations for family or visitors. The expansive, landscaped backyard offers plenty of room to relax, play, or entertain.\r Residents of Second Creek Farm enjoy access to community amenities including a park, playground, and trails, along with nearby neighborhood recreational spaces such as the community playground, park, and walking paths maintained within the subdivision. The home is conveniently located near local schools, shopping, dining, and commuter routes, making it an ideal blend of comfort, convenience, and modern living in a growing area of Commerce City.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$460,000
2.96% rateFHASave $1,140/mo

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