1418 Osgood
VA Assumable
5.23% Rate
50 photos
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1418 Osgood

Colorado Springs, CO 80915

4
Bedrooms
3
Bathrooms
2,292
Sq Ft

Payment Calculator

$2,511per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,000
$23,000$72,037
Secondary Financing8.5% Rate
$49,037
Blended rate5.60% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,762/mo
Assumable @ 5.23% + gap
$2,511/mo
$251less per month
$251
per month
$3,008
per year
$90,240
over 30 years

🏦 Loan Details

List Price
$460,000
Assumable Rate
5.23%
Remaining Balance
$387,396
Loan Type
VA
Est. Equity Gap
$72,037
Annual Taxes
$1,511

About This Home

Beneath the shade of a mature tree, this charming home presents with a quiet confidence. Its welcoming exterior feels grounded and approachable. Inside, newly refinished ash hardwood floors set the tone. Light in color and beautifully grained, they reflect natural light and create an airy continuity through the main level. The living room flows seamlessly into an open dining area and a well designed kitchen, creating an intuitive layout that encourages everyday ease and meaningful gatherings. Stainless appliances, generous storage, and classic cabinetry offer a timeless foundation that feels functional and enduring. The primary bedroom on the main level is bright + serene, with great natural light and excellent closet storage. The attached ensuite bath has been stylishly updated with modern touches to complement the home’s overall warmth and cohesion. Three additional bedrooms continue the narrative, each refreshed with new flooring and paint, offering flexible, comfortable spaces suited for rest, work, or creativity. The finished basement expands the living space while honoring the era of the home. A classic brick fireplace anchors the lower living room, providing texture and character, while soft carpet underfoot creates a grounded atmosphere. Additional flex rooms offer versatility, allowing for a home office, studio, or media room tailored to evolving needs. Beyond aesthetics, meaningful infrastructure updates bring peace of mind. The roof was replaced in 2024 while a reverse osmosis drinking water system and whole house water filtration system elevate daily living with enhanced water quality throughout. Outdoors, a large, level, and private yard offers room to breathe. Whether envisioned as a garden retreat or open lawn for play, the setting feels like a true extension of the home. Updated, cohesive, and quietly refined, this four bedroom residence balances comfort, character, and thoughtful improvement in a way that feels both grounded and elevated.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$460,000
5.23% rateVASave $505/mo

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