4202 Florence
FHA Assumable
3.45% Rate
50 photos
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4202 Florence

Evans, CO 80620

3
Bedrooms
2
Bathrooms
1,664
Sq Ft

Payment Calculator

$2,599per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,995
$25,995$148,382
Secondary Financing8.5% Rate
$122,387
Blended rate4.70% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,122/mo
Assumable @ 3.45% + gap
$2,599/mo
$523less per month
$523
per month
$6,274
per year
$188,221
over 30 years

🏦 Loan Details

List Price
$519,900
Assumable Rate
3.45%
Remaining Balance
$371,518
Loan Type
FHA
Est. Equity Gap
$148,382
Annual Taxes
$2,879
HOA/mo
$175

About This Home

A thoughtfully maintained home with modern updates, outdoor charm, and a fantastic corner lot location, ready to enjoy from day one! Located in the Tuscany neighborhood, this ranch home sits just across from Da Vinci Park, offering open views and easy access to green space right outside your door. Inside, the main living area features vaulted ceilings, hardwood flooring, and a cozy gas fireplace that create a welcoming space filled with natural light. The open feel makes it easy to relax, entertain, and enjoy everyday living. The kitchen shines with updated stainless steel LG appliances, including a self-cleaning oven and a less-than-one-year-old ThinQ double-door refrigerator. Quartz countertops, a beautifully tiled backsplash, and a large island with seating make it a great place for cooking and gathering. Three bedrooms are arranged in a split-bedroom design for extra comfort and separation. The primary suite occupies its own wing, featuring a 5-piece ensuite bathroom and a walk-in closet. The full unfinished basement provides plenty of room for expansion, customization, or additional storage. Step outside to a huge, fenced backyard featuring an extended patio with a pergola for relaxing afternoons or outdoor dining. The yard has been carefully maintained with TruGreen lawn services and includes a small garden area, established flower and herb beds, and two non-fruiting crab apple trees for added beauty. A recently installed solar system adds efficiency and long-term energy savings. Ideal location, with quick access to Greeley amenities and convenient connections to Highways 34 and 85.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$519,900
3.45% rateFHASave $1,324/mo

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