4260 Vicksburg
VA Assumable
4.98% Rate
50 photos
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4260 Vicksburg

Colorado Springs, CO 80917

3
Bedrooms
2
Bathrooms
1,387
Sq Ft

Payment Calculator

$2,326per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,750
$20,750$112,646
Secondary Financing8.5% Rate
$91,896
Blended rate5.80% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,492/mo
Assumable @ 4.98% + gap
$2,326/mo
$166less per month
$166
per month
$1,991
per year
$59,731
over 30 years

🏦 Loan Details

List Price
$415,000
Assumable Rate
4.98%
Remaining Balance
$302,354
Loan Type
VA
Est. Equity Gap
$112,646
Annual Taxes
$1,249

About This Home

This home delivers the kind of everyday livability that just makes sense. With a smart tri-level layout, defined yet connected spaces, and thoughtful updates throughout, it offers comfort, function, and flexibility all in one. The main level is bright and welcoming, with spacious living and dining areas that feel open but not overwhelming. The kitchen blends style and practicality with stainless steel appliances, including a gas range, tile flooring, modern glass backsplash, and easy access to both the backyard and garage for seamless daily flow. Just a few steps down, the garden-level family room creates a cozy second living space anchored by a wood-burning fireplace, already plumbed for gas if desired. Built-in shelving adds character, while above-ground windows bring in natural light. This level also includes a private bedroom and updated 3/4 bath with laundry, ideal for guests, a home office, or flexible living arrangements. Upstairs, two additional bedrooms include a comfortable primary suite with direct access to the full bath, designed for convenience without sacrificing privacy. Step outside and enjoy a spacious back deck, mature trees, and a producing apple tree that adds both charm and shade. The yard feels established and usable, perfect for entertaining, relaxing, or letting pets play. A two-car garage and extended driveway provide practical storage and parking solutions. With updated kitchen and baths, this home feels polished, comfortable, and thoughtfully refreshed. Major system updates add even more confidence, including a brand-new water heater and a recently inspected roof with a clean bill of health. Located just steps from Homestead Trail and within District 11 school district, you’re also minutes to the Powers corridor for shopping, dining, and everyday essentials. It’s the kind of location that offers both neighborhood charm and practical convenience, making daily life just a little easier.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$415,000
4.98% rateVASave $773/mo

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