12801 Oakland Hills
VA Assumable
2.87% Rate
50 photos
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12801 Oakland Hills

Peyton, CO 80831

4
Bedrooms
3
Bathrooms
2,590
Sq Ft

Payment Calculator

$2,674per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,250
$29,250$134,906
Secondary Financing8.5% Rate
$105,656
Blended rate3.94% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,513/mo
Assumable @ 2.87% + gap
$2,674/mo
$838less per month
$838
per month
$10,059
per year
$301,759
over 30 years

🏦 Loan Details

List Price
$585,000
Assumable Rate
2.87%
Remaining Balance
$449,103
Loan Type
VA
Est. Equity Gap
$134,906
Annual Taxes
$2,247
HOA/mo
$100

About This Home

Look no further! This spectacular 2-story, corner-lot home radiates pride of ownership with soaring ceilings and a floor plan bathed in natural light. The beautifully updated interior features designer paint colors, slab granite countertops, luxury hard-surface flooring, formal dining and a cozy gas fireplace. The versatile layout offers a rare main-level bedroom, laundry and full bath. Upstairs, discover a spacious loft—ideal for a home office, gym, kids' area or media room—alongside a primary suite with 5-piece bath and 2 spacious secondary bedrooms with walk-in closets and a full bath. Outdoor living is a breeze in the fully fenced, pristine backyard featuring a large patio, firepit, and raised garden boxes. BONUS VALUE: The unfinished basement is ready for your vision! All building materials currently on-site (lumber, drywall, and interior doors) stay with the home for instant equity and future savings. Located just a short walk from a premier park with new pickleball courts, sports fields, and playgrounds. Plus, included in the Metro District monthly fee, there is access to TWO Community Recreation Centers with indoor and outdoor pools, gyms and fitness classes along with all water, sewer, parks/rec and streetlights.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$585,000
2.87% rateVASave $1,446/mo

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