1631 Alpine
VA Assumable
4.98% Rate
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1631 Alpine

Berthoud, CO 80513

4
Bedrooms
3
Bathrooms
2,494
Sq Ft

Payment Calculator

$3,138per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,250
$28,250$73,074
Secondary Financing8.5% Rate
$44,824
Blended rate5.26% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,393/mo
Assumable @ 4.98% + gap
$3,138/mo
$255less per month
$255
per month
$3,060
per year
$91,802
over 30 years

🏦 Loan Details

List Price
$565,000
Assumable Rate
4.98%
Remaining Balance
$521,464
Loan Type
VA
Est. Equity Gap
$73,074
Annual Taxes
$3,572
HOA/mo
$250

About This Home

Open House Sat 3/28 from 12-2pm. All of this is just minutes from downtown Berthoud, the TPC Golf Club, Berthouds new Rec. Center, and Carter Lake Reservoir. Easy access to Longmont, Fort Collins, and the Rocky Mountains including Estes Park and Rocky Mountain National Park. Built in 2016 by Sage Homes w/ no Metro Tax & low HOA, this meticulously maintained home offers new interior paint, all new LED adjustable light fixtures, double pane energy efficient windows, rounded corners, knock down texture, & 2 panel doors w/ brushed bronze hardware. The open foyer welcomes you into a vaulted family room w/ fan & corner gas fireplace w/ mantel. The kitchen features abundant counterspace, cityscape solid alder cabinets, center island w/ breakfast bar, 2 lazy Susans, laundry closet that can convert to pantry, & all appliances included: gas range, microwave, refrigerator & dishwasher. Spacious dining area opens to the backyard through a sliding glass door. The primary suite offers vaulted ceilings, fan, private 3/4 bath w/ lifted vanity, tile backsplash & large walk-in closet. Two additional main floor bedrooms, full guest bath w/ tile backsplash, linen closet, & main floor laundry w/ washer & dryer included complete the level. The finished basement boasts 7'6" ceilings, huge family room, game area, wet bar w/ refrigerator, 3/4 bath w/ quartz countertop, large storage area, 4th bedroom and a game area. Exterior highlights include new Class 4 roof in 2025, .16-acre fully fenced lot, stone mason work, covered front patio, sprinkler system, oversized concrete patio w/ stunning Longs Peak & Rocky Mountain views, plus attached insulated 2 car garage w/ epoxy floors, shelving, racks, TV, attic access & more. E-mail broker for a floor plan, additional features or to show.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$565,000
4.98% rateVASave $600/mo

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