3905 Windwood
FHA Assumable
2.89% Rate
50 photos
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3905 Windwood

Johnstown, CO 80534

2
Bedrooms
3
Bathrooms
1,448
Sq Ft

Payment Calculator

$1,706per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$18,750
$18,750$83,340
Secondary Financing8.5% Rate
$64,590
Blended rate3.91% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,252/mo
Assumable @ 2.89% + gap
$1,706/mo
$545less per month
$545
per month
$6,546
per year
$196,371
over 30 years

🏦 Loan Details

List Price
$375,000
Assumable Rate
2.89%
Remaining Balance
$290,989
Loan Type
FHA
Est. Equity Gap
$83,340
Annual Taxes
$5,479
HOA/mo
$1,320

About This Home

Finding a home in the Denver area under $380k is rare—especially one this well cared for. Welcome to this beautifully maintained 2-bedroom, 2.5-bath home in the highly desirable Thompson River Ranch community located just minutes away from shopping, dinning, and everyday essentials. \r \r VIEWS FROM YOUR FRONT PROCH. The open-concept main level features high ceilings, durable luxury vinyl tile flooring, and large windows that fill the space with tons of natural light. The living area flows seamlessly into the kitchen, complete with a large island, stainless steel appliances, and rich dark cabinetry—perfect for everyday living and entertaining.\r \r Upstairs offers a versatile loft, spacious primary suite with barn doors leading to a private bath and walk-in closet, a second bedroom, full bath, and a convenient upstairs laundry room.\r \r Enjoy mountain views from the covered front porch, plus a fenced backyard with patio space and a 2-car attached garage and extra parking space for guest. \r \r Residents of Thompson River Ranch enjoy amazing amenities, including a clubhouse, fitness center, two swimming pools, scenic walking trails, and a highly rated K–8 school within the community, plus easy highway access for commuting.\r \r Homes at this price with these features in this community don’t come around often—schedule your showing before it’s gone.\r \r no showings or offers until 3/13/26.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$375,000
2.89% rateFHASave $879/mo

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