382 Mount Rainier
VA Assumable
2.77% Rate
50 photos
Click to enlarge

382 Mount Rainier

Berthoud, CO 80513

3
Bedrooms
3
Bathrooms
2,447
Sq Ft

Payment Calculator

$3,066per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$33,745
$33,745$156,453
Secondary Financing8.5% Rate
$122,708
Blended rate3.87% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,053/mo
Assumable @ 2.77% + gap
$3,066/mo
$987less per month
$987
per month
$11,844
per year
$355,323
over 30 years

🏦 Loan Details

List Price
$674,900
Assumable Rate
2.77%
Remaining Balance
$518,447
Loan Type
VA
Est. Equity Gap
$156,453
Annual Taxes
$6,951
HOA/mo
$500

About This Home

Back on the Market- NO FAULT of the HOME! Warm & Welcoming 2-Story in Heritage Ridge 3 Bed, 3 Bath, 3-Car Garage, Office, Loft, Full Unfinished Basement. Located in the sought-after Heritage Ridge community in Berthoud, this beautifully upgraded home offers the perfect blend of comfort, space, and lifestyle with access to a neighborhood pool, parks, and miles of walking and biking trails just steps away. A charming covered front porch welcomes you inside to soaring two-story ceilings, abundant natural light, and a cozy great room featuring a beautiful fireplace with heat blower, designer backsplash, and linen window treatments. The gourmet kitchen is built for everyday living and entertaining with soft-close cabinetry, pull-out shelving, under-cabinet lighting, and a large walk-in pantry. A dedicated main-level office provides the ideal work-from-home space. Upstairs you'll find a spacious loft, perfect for a second living area or playroom, along with three bedrooms including a relaxing primary suite with tray ceilings, dual sinks, and separate his-and-hers walk-in closets. Enjoy additional living space in the enclosed sunroom, plus a low-maintenance zero-scaped backyard with stamped concrete patio and wrap-around walkways, with additional driveway parking. Additional highlights include: *Dual-zone HVAC *Tankless water heater *Utility sink in garage *9-ft basement ceilings, pre-wired with bath rough-in *Radon mitigation system *3-car garage. *Drip line to all plants *Dryer is set up to accommodate electric or gas. Move-in ready and thoughtfully designed, this home offers easy living in one of Berthoud's most loved neighborhoods. Heritage Ridge has a neighborhood pool, 2 parks, walking and biking paths, neighborhood parties, holiday shenanigans, and friends for everyone! Small town living at its best!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$674,900
2.77% rateVASave $1,710/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472