4875 Eldridge
VA Assumable
3.5% Rate
50 photos
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4875 Eldridge

Golden, CO 80403

6
Bedrooms
4
Bathrooms
3,850
Sq Ft

Payment Calculator

$7,758per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$59,250
$59,250$904,271
Secondary Financing8.5% Rate
$845,021
Blended rate7.25% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$7,116/mo
Assumable @ 3.5% + gap
$7,758/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$1,185,000
Assumable Rate
3.5%
Remaining Balance
$280,729
Loan Type
VA
Est. Equity Gap
$904,271
Annual Taxes
$4,834
HOA/mo
$494

About This Home

The Fairmount area of Golden isn’t just a neighborhood—it’s a true Colorado lifestyle. You’ll fall in love with this charming ranch the moment you step inside. What appears to be a classic 1932 bungalow unfolds into an open, modern floorplan full of thoughtful updates and character.\r \r The gourmet kitchen is an entertainer’s dream, featuring vaulted ceilings and high-end stainless steel appliances including a new luxury refrigerator, Dacor 6-burner gas range with hood, double ovens, microwave, and more. A large center island flows seamlessly into the dining area, creating the perfect gathering space.\r \r The main floor also offers a cozy living room and a study with its own private bath. Just a few steps up, the oversized primary suite boasts a spacious walk-in closet and a recently updated bath with a stunning custom shower. The second bedroom offers gorgeous views and a secret loft hideaway every kid will love!\r \r Downstairs, natural light pours through garden-level egress windows, making the finished basement feel bright and inviting. You'll find a spacious game room (or 6th bedroom/media room), a generous family room ideal for movie nights, three additional bedrooms, and a second laundry area.\r \r Outside, this property truly shines: "TWO WELLS" to keep your landscaping lush and fruit trees (apple, plum, peach) thriving, a new 40-year Owens Corning roof, refinished hardwood floors, new carpet, two patios, a covered front porch, a swing set, storage sheds, greenhouse, newer boiler and more. With public water, two laundry rooms, attic storage over the garage, a newer boiler, and an 80-gallon water heater—this home has it all and is ready for your personal touch.\r \r Bonus: The schools for this property are highly rated.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$1,185,000
3.5% rateVASave $5,275/mo

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