2314 Monument
VA Assumable
3.06% Rate
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2314 Monument

Colorado Springs, CO 80909

2
Bedrooms
1
Bathrooms
1,040
Sq Ft

Payment Calculator

$1,548per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$17,500
$17,500$57,548
Secondary Financing8.5% Rate
$40,048
Blended rate3.72% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,102/mo
Assumable @ 3.06% + gap
$1,548/mo
$554less per month
$554
per month
$6,647
per year
$199,410
over 30 years

🏦 Loan Details

List Price
$350,000
Assumable Rate
3.06%
Remaining Balance
$291,817
Loan Type
VA
Est. Equity Gap
$57,548
Annual Taxes
$792

About This Home

Charming 2-bedroom home just minutes from downtown Colorado Springs! This property offers great functionality with a detached oversized garage, a shop, and a storage shed, providing plenty of space for projects, hobbies, and additional storage. Step inside to an open entry featuring upgraded wood-laminate flooring that flows throughout the home, complemented by a freshly painted interior. The oversized living room offers a warm and inviting space with a cozy wood-burning fireplace—perfect for those chilly Colorado evenings. The kitchen features rich dark cabinetry, a convenient breakfast bar, and a dedicated main-level laundry area just off the kitchen. Two comfortable bedrooms and a full bathroom complete the main living space.\r Outside, enjoy the large backyard with privacy fencing and a charming fire pit area—ideal for relaxing or entertaining guests. This home also features a crawl space and includes several valuable upgrades and extras. Two window A/C units will remain, and upgraded ceiling fan lights with remotes are installed in both bedrooms and the living room for added comfort and convenience. The bathroom was updated in April 2025 with a brand-new shower, including a new tub and walls. Additional heating options include a cozy wood-burning stove, a built-in wall heater in the living room, and wood-burning furnace tools with cradle that will remain. The home also includes an insulated doggy door with a locking cover.\r Enjoy the covered back patio, storage shed, detached one-car garage, mature oak tree on the property, and backyard fire pit—perfect for relaxing or entertaining. Security cameras surrounding the home, including a 360° front camera, will also remain with the property. Located in a prime area just minutes from downtown, I-25, parks, and schools, this home offers both convenience and charm. No HOA! Schedule your showing today to see this wonderful home for yourself.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$350,000
3.06% rateVASave $721/mo

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