241 Pin Oak
FHA Assumable
5.5% Rate
5 photos
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241 Pin Oak

Loveland, CO 80538

4
Bedrooms
2
Bathrooms
1,560
Sq Ft

Payment Calculator

$3,342per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,000
$22,000$316,544
Secondary Financing8.5% Rate
$294,544
Blended rate7.32% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,642/mo
Assumable @ 5.5% + gap
$3,342/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$440,000
Assumable Rate
5.5%
Remaining Balance
$189,662
Loan Type
FHA
Est. Equity Gap
$316,544
Annual Taxes
$2,303
HOA/mo
$277

About This Home

Welcome to this beautifully updated 4-bedroom, 2-bath home in desirable North Loveland, offering comfort, functionality, and a private outdoor setting. With 1,604 total square feet and a 2-car garage, this property provides the perfect balance of space and convenience. Inside, you'll find fresh interior updates including paint, carpet, and remodeled bathrooms, creating a clean, modern feel throughout the home. The efficient natural gas forced-air heating system and central air conditioning ensure year-round comfort. The layout offers flexibility with four bedrooms, ideal for guests, a home office, or growing households. The living areas flow easily for everyday living and entertaining. Step outside to a private, fully fenced backyard featuring a rear patio, perfect for summer barbecues, relaxing evenings, or letting pets play freely. Located in North Loveland, this home provides convenient access to schools, parks, shopping, and commuter routes while maintaining a quiet neighborhood feel. Move-in ready with thoughtful updates and a great location-this is a fantastic opportunity to own a well-maintained Loveland home.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$440,000
5.5% rateFHASave $1,565/mo

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