4490 96th
FHA Assumable
2.39% Rate
50 photos
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4490 96th

Thornton, CO 80229

4
Bedrooms
3
Bathrooms
1,860
Sq Ft

Payment Calculator

$3,986per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,778
$27,778$536,562
Secondary Financing8.5% Rate
$508,784
Blended rate8.28% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,336/mo
Assumable @ 2.39% + gap
$3,986/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$555,555
Assumable Rate
2.39%
Remaining Balance
$18,946
Loan Type
FHA
Est. Equity Gap
$536,562
Annual Taxes
$5,052
HOA/mo
$325

About This Home

Welcome to a beautifully updated home offering 4 bedrooms and 3 bathrooms, perfectly situated on a large corner lot backing to open space in a quiet, established neighborhood.\r \r Step inside and you’ll immediately notice the abundance of natural light flowing throughout the home, highlighting the updated hardwood flooring, fresh interior paint, and new carpet and tile that create a clean, modern feel from room to room. The thoughtful layout provides comfortable living spaces ideal for both everyday living and entertaining.\r \r The updated kitchen features modern finishes, ample cabinetry, and great workspace, making it a perfect hub for cooking and gathering. The adjoining living and dining areas feel open and welcoming, with large windows that bring the outdoors in.\r \r Upstairs, the spacious primary suite offers a relaxing retreat complete with a walk-in closet and private en-suite bathroom. Three additional bedrooms provide flexibility for family, guests, or a home office.\r \r Outside, the expansive corner lot offers privacy and room to enjoy the surrounding open space. Whether relaxing outdoors under the covered patio, future gardening, or hosting friends, the yard provides plenty of opportunity to create your ideal outdoor setting.\r \r Additional highlights include a 2-car garage, updated flooring throughout, and a peaceful location while still being conveniently close to parks, shopping, and everyday amenities.\r \r This home combines comfort, space, and modern updates in a setting that feels both private and connected to nature.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$555,555
2.39% rateFHASave $3,252/mo

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