3751 Summerwood
FHA Assumable
3.69% Rate
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3751 Summerwood

Johnstown, CO 80534

2
Bedrooms
2
Bathrooms
1,336
Sq Ft

Payment Calculator

$2,258per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,950
$19,950$129,913
Secondary Financing8.5% Rate
$109,963
Blended rate4.96% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,396/mo
Assumable @ 3.69% + gap
$2,258/mo
$138less per month
$138
per month
$1,651
per year
$49,535
over 30 years

🏦 Loan Details

List Price
$399,000
Assumable Rate
3.69%
Remaining Balance
$307,305
Loan Type
FHA
Est. Equity Gap
$129,913
Annual Taxes
$5,275
HOA/mo
$550

About This Home

Welcome to this immaculately maintained (Original Owner) 2019-built home in the heart of Thompson River Ranch. An inviting 2-bedroom, 2-bath residence boasting 1,336 sqft of open, versatile living space. The main-level layout features a bright, contemporary kitchen with ample cabinetry and counter space with an open floor plan ideal for entertaining or everyday living. Enjoy comfort all year with central air conditioning and forced-air heating. The primary suite offers a generous 13x13 bedroom with a roomy walk-in closet. The additional bedroom and bathroom provide flexibility for guests, a home office, or growing family needs. There is also a Flex Room that could be utilized for an office, storage, or entertainment space. Outside, benefit from a cozy fenced yard with patio/deck space - perfect for morning coffee or summer BBQs - plus sprinklered landscaping and a 2-car attached garage with EV plug-in for convenience. The home is part of a well-kept community with access to amenities including pool, parks, and walking/biking trails. Easy access to major commuter routes makes this a great blend of suburban comfort and convenience. Snow removal and community landscaping is included in Thompson River Ranch. There is a newly built clubhouse and brand new elementary school nearby. All appliances and Reverse Osmosis water filter is included.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$399,000
3.69% rateFHASave $983/mo

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