730 22nd
FHA Assumable
3.08% Rate
5 photos
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730 22nd

Loveland, CO 80537

3
Bedrooms
2
Bathrooms
1,253
Sq Ft

Payment Calculator

$2,024per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,995
$19,995$95,633
Secondary Financing8.5% Rate
$75,638
Blended rate4.07% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,401/mo
Assumable @ 3.08% + gap
$2,024/mo
$377less per month
$377
per month
$4,522
per year
$135,656
over 30 years

🏦 Loan Details

List Price
$399,900
Assumable Rate
3.08%
Remaining Balance
$338,751
Loan Type
FHA
Est. Equity Gap
$95,633
Annual Taxes
$2,047
HOA/mo
$385

About This Home

Check out this 3 bed, 2 bath, 2 car garage home with no one behind you for under $400K! On the main level you'll find the living room, dining and open kitchen with plenty of cabinets & counter space. Large panty & stainless steel appliances. All appliances included! The upstairs has a spacious rec room/ loft area with a wood-burning fireplace, primary bedroom, & full bath. Downstairs has 2 additional bedrooms, another full bath, laundry, & a crawlspace for storage. Enjoy the outdoor living space from the 182 sf covered back deck! Fully fenced yard, shed, mature landscaping, & there are no houses behind you! The 400 sf 2 car garage has room for all of your toys. There are some newer windows & the furnace & AC are about 6 years old. New electrical panel. No HOA or Metro District. Conveniently located to grocery stores, restaurants, & shopping. House could use some TLC & updating, making this the perfect opportunity to make it your own! Property is being sold in as-is condition.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$399,900
3.08% rateFHASave $958/mo

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