4205 119th
FHA Assumable
4.44% Rate
50 photos
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4205 119th

Thornton, CO 80233

2
Bedrooms
2
Bathrooms
951
Sq Ft

Payment Calculator

$1,551per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$13,770
$13,770$103,418
Secondary Financing8.5% Rate
$89,648
Blended rate5.84% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,654/mo
Assumable @ 4.44% + gap
$1,551/mo
$103less per month
$103
per month
$1,235
per year
$37,035
over 30 years

🏦 Loan Details

List Price
$275,400
Assumable Rate
4.44%
Remaining Balance
$171,227
Loan Type
FHA
Est. Equity Gap
$103,418
Annual Taxes
$1,834
HOA/mo
$353

About This Home

Centrally located in the heart of Thornton, this beautifully updated home offers convenience and comfort just minutes from shopping, restaurants, and major highways. The interior features newer kitchen cabinets, stylish quartz countertops, new laminate flooring, HVAC System was installed 2025, New Water Heater and fresh paint throughout, creating a clean and modern feel. The cozy wood-burning fireplace adds warmth and charm to the living space, perfect for relaxing evenings at home. With thoughtful updates and an unbeatable location, this property offers easy access to everything you need. Buyers can assume seller's 5% mortgage. A must see!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$275,400
4.44% rateFHASave $641/mo

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