482 Spruce
VA Assumable
3.51% Rate
50 photos
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482 Spruce

Louisville, CO 80027

5
Bedrooms
4
Bathrooms
4,055
Sq Ft

Payment Calculator

$15,839per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$130,000
$130,000$1,612,467
Secondary Financing8.5% Rate
$1,482,467
Blended rate6.50% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$15,612/mo
Assumable @ 3.51% + gap
$15,839/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$2,600,000
Assumable Rate
3.51%
Remaining Balance
$987,532
Loan Type
VA
Est. Equity Gap
$1,612,467
Annual Taxes
$13,473
HOA/mo
$300

About This Home

Nestled in one of the most coveted pockets in Louisville, this exceptional home offers the rare combination of space, privacy, and walkability. Offered for the first time in 27 years, this beloved residence is ready to welcome its next generation of owners. Set on an expansive 1/2-acre lot, the property is just moments from vibrant downtown, Community Park and nearby Louisville Elementary School, offering an ideal blend of tranquility and convenience. Thoughtfully updated and expanded, the home features 5 bedrooms and 4 bathrooms with a bright, functional floor plan designed for modern living. A 2018 addition and kitchen renovation created a stunning centerpiece for the home, blending timeless design with everyday functionality and seamless connection to the surrounding outdoor spaces. Large windows invite natural light throughout, while the generous lot provides endless possibilities for gardening, recreation, and entertaining under Colorado's beautiful skies. Recent improvements include a new A/C system and beautifully renovated bathrooms, offering comfort and turnkey ease. With its rare half-acre setting, thoughtful updates, and unbeatable location near downtown Louisville, this is a truly special opportunity in one of the area's most desirable neighborhoods.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$2,600,000
3.51% rateVASave $10,800/mo

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