13284 109th
VA Assumable
2.5% Rate
50 photos
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13284 109th

Commerce City, CO 80022

4
Bedrooms
4
Bathrooms
2,655
Sq Ft

Payment Calculator

$3,097per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$32,750
$32,750$203,522
Secondary Financing8.5% Rate
$170,772
Blended rate4.15% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,933/mo
Assumable @ 2.5% + gap
$3,097/mo
$836less per month
$836
per month
$10,033
per year
$300,985
over 30 years

🏦 Loan Details

List Price
$655,000
Assumable Rate
2.5%
Remaining Balance
$451,478
Loan Type
VA
Est. Equity Gap
$203,522
Annual Taxes
$7,700
HOA/mo
$60

About This Home

2.5% assumable VA loan available for qualified buyers, offering a rare opportunity in today’s interest rate environment. Built in 2021 in the Turnberry community, this spacious 4 bedroom, 4 bath home features a modern open layout designed for comfortable living and easy entertaining. The main level offers an open concept design centered around a large kitchen with stainless steel appliances, a generous island, abundant cabinetry, and a walk-in pantry that flows into the dining and living areas. A dedicated home office sits near the entry, and a built-in desk nook provides additional space for work or study. Upstairs, the primary suite offers a five-piece bath and walk-in closet. A second bedroom includes its own private en suite bath, while the other two bedrooms share a Jack and Jill bathroom with separate vanities. Outside, you will find a covered patio and private backyard perfect for relaxing or entertaining, along with a welcoming front porch. The home also features a 3 car tandem garage with plenty of room for vehicles, storage, or hobbies. Turnberry residents enjoy a community pool, a 9.5 acre park, and close proximity to Bison Ridge Recreation Center. King Soopers, shopping, dining, and quick access to I-76 are just minutes away for an easy commute to Denver and surrounding areas.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$655,000
2.5% rateVASave $1,945/mo

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