128 5th
FHA Assumable
2.81% Rate
50 photos
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128 5th

Longmont, CO 80504

2
Bedrooms
1
Bathrooms
720
Sq Ft

Payment Calculator

$1,834per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,995
$19,995$95,792
Secondary Financing8.5% Rate
$75,797
Blended rate3.95% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,401/mo
Assumable @ 2.81% + gap
$1,834/mo
$567less per month
$567
per month
$6,807
per year
$204,217
over 30 years

🏦 Loan Details

List Price
$399,900
Assumable Rate
2.81%
Remaining Balance
$304,107
Loan Type
FHA
Est. Equity Gap
$95,792
Annual Taxes
$2,546
HOA/mo
$133

About This Home

Charming East Old Town Ranch with Stunning Outdoor Retreat! Beautifully updated 2-bed, 1-bath ranch in desirable East Old Town. This move-in-ready home sits on a spacious lot and features modern upgrades, all just steps from parks, trails, shops, and downtown. Bright, open living with hardwood floors, tile in kitchen and bath, fresh paint, and stylish finishes. Remodeled kitchen (2020) includes solid wood cabinets, granite countertops, stainless appliances, and tile backsplash. Updated bathroom (2022) features a modern vanity, bold tile, upgraded lighting, and custom storage. Single-level living for easy maintenance. Enjoy a private backyard with custom pergola, multiple seating areas, lush lawn, raised garden beds, mature trees, and low-maintenance landscaping. Fully fenced for privacy. Includes driveway parking, detached 1-car powered garage, and sprinkler system. Affordable charm meets modern comfort-schedule your showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$399,900
2.81% rateFHASave $998/mo

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