39445 Main
VA Assumable
2.88% Rate
50 photos
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39445 Main

Eaton, CO 80615

5
Bedrooms
3
Bathrooms
4,281
Sq Ft

Payment Calculator

$2,782per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$32,000
$32,000$105,012
Secondary Financing8.5% Rate
$73,012
Blended rate3.55% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,843/mo
Assumable @ 2.88% + gap
$2,782/mo
$1,061less per month
$1,061
per month
$12,726
per year
$381,787
over 30 years

🏦 Loan Details

List Price
$640,000
Assumable Rate
2.88%
Remaining Balance
$534,988
Loan Type
VA
Est. Equity Gap
$105,012
Annual Taxes
$2,245
HOA/mo
$200

About This Home

Tucked away on a spacious half-acre with breathtaking mountain views, this one-of-a-kind home blends rustic charm with thoughtful modern updates. Vaulted ceilings with exposed beams create a warm, cabin-esque feel, while the open floorplan offers flow for everyday living and entertaining. A chef’s dream kitchen anchors the home with abundant custom counterspace, double ovens, and a walk-in pantry, complemented by a separate dining room. The main-floor primary suite is a true retreat, featuring a five-piece bath with a jetted tub. Upstairs, a versatile loft overlooks the living space and is joined by additional bedrooms, perfect for guests or home offices. The finished basement adds incredible flexibility, with its own private entrance through the garage and a kitchenette—ideal for multigenerational living, guests, or income potential. Step outside to enjoy peaceful evenings on the covered front porch or unwind in the backyard around the fire pit—perfect for stargazing under wide-open skies. Recently updated landscaping and a brand-new septic tank add peace of mind. The attached garage offers generous storage and is ADA accessible, complete with a lift that stays with the home. A large driveway provides ample space for RV parking, toys, and more, while multiple sheds and outbuildings offer endless storage or hobby possibilities, no HOA! This is mountain living with room to breathe—comfortable, functional, and full of character.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$640,000
2.88% rateVASave $1,373/mo

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