822 Settlers
FHA Assumable
2.98% Rate
50 photos
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822 Settlers

Milliken, CO 80543

3
Bedrooms
2
Bathrooms
1,624
Sq Ft

Payment Calculator

$2,108per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,750
$23,750$84,134
Secondary Financing8.5% Rate
$60,384
Blended rate3.72% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,852/mo
Assumable @ 2.98% + gap
$2,108/mo
$744less per month
$744
per month
$8,931
per year
$267,918
over 30 years

🏦 Loan Details

List Price
$475,000
Assumable Rate
2.98%
Remaining Balance
$390,865
Loan Type
FHA
Est. Equity Gap
$84,134
Annual Taxes
$4,623
HOA/mo
$200

About This Home

Welcome to 822 Settlers Dr, a charming 3 bedroom, 2 bathroom ranch style home located in the highly desirable Settlers Crossing neighborhood in Milliken, CO. This inviting home features an open layout designed for comfortable living and easy entertaining. The main living area is filled with natural light and highlighted by vaulted ceilings in the spacious living room, creating a bright and welcoming atmosphere. Upon entering the home, you will find two nicely sized secondary bedrooms along with a full secondary bathroom featuring granite countertops. The kitchen, dining, and living areas flow seamlessly together, making the layout ideal for everyday living and gatherings. The kitchen includes stainless steel appliances, granite countertops, and a large pantry for added storage. The dining area overlooks the backyard and connects directly to the living room, where large windows and vaulted ceilings enhance the open feel of the space. The primary bedroom provides a spacious retreat and includes a rare en suite 5 piece bathroom upgraded with granite countertops and a walk in closet. If additional space is needed, the full unfinished basement offers endless potential to expand and customize to your needs. The laundry and mudroom are conveniently located just off the entrance to the attached 2 car garage, adding everyday functionality. Additional recent updates include a new roof and gutters installed in July 2025, offering added peace of mind for years to come. Situated within walking distance to the local K-8 school and the neighborhood park, this home offers both comfort and convenience. Enjoy easy access to the amenities Milliken has to offer along with quick access to Highway 85 and I-25 for commuting. With low HOA fees and room to grow, this home is a fantastic opportunity in a wonderful community.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$475,000
2.98% rateFHASave $1,027/mo

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