896 Prairie
FHA Assumable
3.76% Rate
50 photos
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896 Prairie

Milliken, CO 80543

4
Bedrooms
4
Bathrooms
2,369
Sq Ft

Payment Calculator

$2,556per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,000
$27,000$85,047
Secondary Financing8.5% Rate
$58,047
Blended rate4.30% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,243/mo
Assumable @ 3.76% + gap
$2,556/mo
$687less per month
$687
per month
$8,240
per year
$247,191
over 30 years

🏦 Loan Details

List Price
$540,000
Assumable Rate
3.76%
Remaining Balance
$454,952
Loan Type
FHA
Est. Equity Gap
$85,047
Annual Taxes
$4,722
HOA/mo
$300

About This Home

Welcome to Settlers Village. Step inside this beautifully maintained home, boasting over $30k in builder upgrades that make it feel like new. Newly painted inside and out, with a BRAND NEW ROOF installed in 2025, the home features a newly remodeled kitchen and a bright, open main level. Durable LVP hardwood floors flow throughout, leading to a modern kitchen with sleek quartz countertops and state-of-the-art Slate appliances. Upstairs, your private sanctuary awaits in the spacious primary suite, complete with a walk-in closet and a fully tiled shower. Two additional bedrooms and a full bathroom with dual sinks provide ample space for family or guests. All new matte black lighting, ceiling fans, and kitchen faucets add a contemporary touch, while the convenient upstairs laundry room makes everyday living easy. The fully finished basement is ideal for entertaining or hosting guests, featuring a bedroom, full bathroom, and a cozy living room with a dry bar and quartz countertops. The finished three-car garage includes a mini split for heating and cooling along with a hot and cold bib for easy car washing. The home is wired for a hot tub and also comes with a new humidifier that is not yet installed. Step outside to relax on the expansive 900-square-foot patio surrounded by a fully landscaped yard with planter boxes, drip lines, and a full sprinkler system. Updated landscaping includes brick edging and a large sand pit, while an 8x10 shed provides additional storage. Residents enjoy access to the neighborhood pool at no cost, along with nearby walking trails, bike paths, and parks. Conveniently located with easy access to Longmont, Windsor, Fort Collins, Boulder, and North Denver, this home offers both comfort and convenience. Don't miss this incredible opportunity to own a move-in-ready home in Settlers Village.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$540,000
3.76% rateFHASave $964/mo

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