1343 Valentia
FHA Assumable
3.46% Rate
50 photos
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1343 Valentia

Denver, CO 80220

3
Bedrooms
2
Bathrooms
1,485
Sq Ft

Payment Calculator

$2,743per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,000
$22,000$294,359
Secondary Financing8.5% Rate
$272,359
Blended rate6.75% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,642/mo
Assumable @ 3.46% + gap
$2,743/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$440,000
Assumable Rate
3.46%
Remaining Balance
$145,242
Loan Type
FHA
Est. Equity Gap
$294,359
Annual Taxes
$2,390
HOA/mo
$395

About This Home

RARE 1997-BUILT DENVER GEM + $10,000 SELLER CONCESSION! Skip the maintenance headaches of the 1940s—this home offers the modern peace of mind you’ve been looking for. Featuring 1990s plumbing, electrical, and insulation, you get all the character of the neighborhood without the "old house" projects. The seller is offering a $10,000 credit at closing, perfect for a 2/1 interest rate buy-down to significantly lower your monthly payment!\r Inside, the main floor shines with brand-new LVP flooring and a bright, open flow. The layout is incredibly functional, featuring two bedrooms upstairs and a fully finished basement with a large egress window—perfect as a 3rd bedroom, private home office, or guest suite. Unlike most homes in the area, the front-facing garage provides a buffer for the street, creating a truly private, fenced yard oasis for relaxing or entertaining. Plus, take advantage of the CRA (Community Reinvestment Act) eligibility for specialized financing! (See flyers in home for details). Move-in ready, modern efficiency, and unbeatable value in central Denver.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$440,000
3.46% rateFHASave $1,824/mo

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