119 Pembrook
FHA Assumable
3.76% Rate
50 photos
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119 Pembrook

Castle Rock, CO 80104

3
Bedrooms
1
Bathrooms
1,012
Sq Ft

Payment Calculator

$2,384per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,450
$24,450$99,748
Secondary Financing8.5% Rate
$75,298
Blended rate4.53% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,936/mo
Assumable @ 3.76% + gap
$2,384/mo
$552less per month
$552
per month
$6,629
per year
$198,864
over 30 years

🏦 Loan Details

List Price
$489,000
Assumable Rate
3.76%
Remaining Balance
$389,252
Loan Type
FHA
Est. Equity Gap
$99,748
Annual Taxes
$4,631
HOA/mo
$110

About This Home

Tucked into the established Founders Village community, this thoughtfully updated 3-bedroom home knows exactly how to make a great first impression. From the inviting front porch and classic brick accents to the attached 2-car garage and mature setting, the curb appeal is dialed in from the start. Inside, vaulted ceilings and natural light make the living area feel open and airy, while the wood-burning fireplace adds warmth and character. The eat-in kitchen has been refreshed with quartz countertops, stainless steel appliances, painted cabinetry, pantry storage, and French doors that open to the backyard, making everyday living and easy entertaining feel second nature. Upstairs, all three bedrooms are thoughtfully grouped together, along with a full bath featuring dual sinks and the bonus of upper-level laundry. Out back, the fully fenced yard and spacious partially covered deck are ready for grilling season, dinner with friends, or a quiet night under the stars. And with Founders Village amenities like trails, parks, a community pool, nearby schools, and easy access to shopping, dining, and downtown Castle Rock, the location pulls its weight too. Warm, functional, and full of charm, this move-in ready home feels just as good as it looks. Don't miss this one!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$489,000
3.76% rateFHASave $986/mo

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